2194 PeachCare for Kids®

Georgia State Seal

Georgia Division of Family and Children Services
Medicaid Policy Manual

Policy Title:

PeachCare for Kids®

Effective Date:

September 2024

Chapter:

2100

Policy Number:

2194

Previous Policy Number(s):

MT 67

Updated or Reviewed in MT:

MT-73

Requirements

PeachCare for Kids® (PCK) provides health insurance for uninsured children under the age of 19 living in Georgia. These children are in families with incomes between 134 to 247 percent of the federal poverty limit. Eligibility is determined based on the Modified Adjusted Gross Income (MAGI).

Basic Considerations

PCK health coverage is available to children from birth through the last day of the month of a child’s 19th birthday.

PCK uses Modified Adjusted Gross Income (MAGI) rules to determine eligibility. Refer to Section 2610 - MAGI Budget Groups / Assistance Units and Section 2245 - Living with a Specified Relative/Tax Filer/Non-Filer Status.

Countable income must be less than or equal to 247% fo the FPL. Refer to Appendix A2, Financial Limits for Family Medical Assistance.

All income received by the applicant must be verified electronically or manually.

PCK recipients must meet the Medical Assistance citizenship/immigration criteria. Citizenship/immigration status must be verified. Refer to Section 2215 - Citizenship/Immigration/Identity.

Referral of the non-custodial parent (NCP) to DCSS does not apply.

Enrollment in PCK begins the first day of the month in which a complete application or renewal, including all applicable verifications and initial premium payment have been received.

PCK does NOT provide prior month coverage. If prior month medical bills are owed, the child may be potentially eligible for Family Medicaid Medically Needy.

Exceptions

  • Children who are eligible for Medicaid are ineligible for PeachCare for Kids®.

  • Children who are eligible for Newborn Medicaid are ineligible for PeachCare for Kids®.

  • Children covered by other public or private health insurance (except vision or dental insurance) are ineligible for PeachCare for Kids®. Refer to Section 2230 - Third Party Liability.

PCK enrollees may only be denied/terminated for TPL or income exceeding FPL at application and renewal due to continuous eligibility restrictions.
  • PeachCare for Kids® enrollees are ineligible to receive Georgia Pediatric Program (GAPP) services.

  • PeachCare for Kids® is not an EMA eligible class of assistance.

Procedures

Gateway will automatically screen each application or renewal for all Medicaid Classes of Assistance (COA).

A PeachCare for Kids® enrollee who becomes pregnant can apply for Pregnant Woman Medicaid. If the pregnant PCK enrollee is determined Pregnant Woman Medicaid eligible, then the PCK enrollee is no longer eligible to receive PCK.

If the PeachCare for Kids® enrollee’s pregnancy has ended by delivery or termination and the individual is in their 12-month postpartum period, then the PCK enrollee will remain PCK eligible through the last day of the month of their 12-month postpartum period regardless of any changes in circumstances that may affect eligibility (e.g. income, household composition, aging out, nonpayment of premiums or becoming Medicaid/SSI eligible).

If the PeachCare for Kids® enrollee voluntarily request closure of their PCK case during their 12-month postpartum period, the PCK enrollee would not be eligible for the remainder of their 12-month postpartum period if later approved for a Medicaid class of assistance.

Other Considerations

A Care Maintenance Organization (CMO) and a primary care physician must be selected for children eligible for PCK. This may be done after approval through Georgia Families®. If no CMO and primary care physician are selected, a CMO and physician will be assigned according to the area in which the child lives.

Any physician, medical practice, clinic or hospital that accepts Medicaid also accepts PCK.

PCK health benefits will not start until after the initial premium payment is received. A 45-day initial premium payment period will be given to new PCK applicants. A 30-day initial premium period will be given to PCK enrollees at renewal.

PCK enrollees will no longer lose coverage for non-payment of premiums after the initial premium payment is received for each new enrollment period, which includes the initial eligibility determination at application and annual renewals, due to continuous eligibility restrictions.

Monthly premium payments will still be accrued, and a quarterly statement will be sent to the customer. Premium payments are due 30 days before the first day of the month that enrollees receive PCK health benefits.

Premiums are calculated on a sliding scale based on household income, ranging from $11 to a family maximum of $72. The premium schedule for PCK is shown in the chart below.

Premium Scheduled by FPL

FPL One Child Family Cap

134 - 158%

$11.00

$16.00

159 - 170%

$22.00

$44.00

171 - 190%

$24.00

$49.00

191 - 210%

$29.00

$58.00

211 - 231%

$32.00

$64.00

232 - 247%

$36.00

$72.00

No premium or co-payment is charged for children under age six (6), children in Foster Care or American Indians and Alaskan Natives (AI/AN).

ELE PCK premium(s) is as follows:

  • 236%-247%, $36.00 for 1 child; $72.00 for 2 or more children.

PCK customers are required to pay co-payments for their child(ren). These co-payments are paid to medical care providers on the date medical services are received. However, children under the age of six (6), in Foster Care, American Indian or Alaskan Native are exempt from these co-payments and will not have to pay any fees for services received.

Applicants may apply for PCK the following ways:

  • Online at www.gateway.ga.gov

  • By phone at 1-877-427-3224 or 1-877-423-4745 and follow the prompts

  • Submit an application in person at a local DFCS or RSM Office by requesting an application for Medical Assistance or by downloading, printing, and completing an application found online at dch.georgia.gov/applications-0 and submitting it in person.

  • A completed and signed application can be mailed to:

    RSM
    P.O. Box 786
    Alma, Georgia 31510

How to submit PeachCare for Kids® premium payments.

  • By internet: www.gateway.ga.gov

  • By phone: 1-877 GA PEACH (427-3224) to make a payment anytime.

  • By mail:

    PeachCare for Kids® Payment
    P.O. Box 44031
    Jacksonville, FL 32231

Important: The case number should be included on the check or money order.

Initial Premium Payments mailed to another address or not received on time may delay receiving health benefits.

A single Coupon Slip will be sent to the client when their child(ren) becomes PeachCare for Kids® eligible. After that, coupons are sent based upon the client’s request and can be requested through Gateway on the CHIP Triage Center Case Information Search/Summary page. Also, if the client mails in premium payments consistently in a year, they will automatically receive a coupon book for the next year.