1525 Income | TANF
Georgia Division of Family and Children Services |
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Policy Title: |
Income |
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Effective Date: |
October 2024 |
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Chapter: |
1500 |
Policy Number: |
1525 |
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Previous Policy Number(s): |
MT 77 |
Updated or Reviewed in MT: |
MT-78 |
Requirements
Money received from any source by the assistance unit (AU) is income. All countable income must be considered in determining financial eligibility and the benefit amount.
Basic Considerations
Types of Income:
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Earned – money received in exchange for services rendered. Earned income includes, but is not limited to, wages, salaries, bonuses, commissions, tips, vacation pay or income received by working for a person or an entity.
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Unearned – money received from any source other than employment or self-employment. Unearned income includes, but is not limited to, social security, SSI, pensions, contributions, interests, dividends, income from rental property, capital gains and income that is derived from investments.
Refer to Types of Income, Chart 1530.1 in this section.
Eligibility based on income is determined by resolving the following questions:
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What is the income limit?
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Whose income is considered?
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What is the source of the income?
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Is the income available to the AU to meet its needs?
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Is the income included or excluded in the budgeting process?
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How often is the income received?
Income Limits
Income limits are established by each state and are based on AU size.
The Gross Income Ceiling (GIC) is the maximum amount of countable income an AU can have and remain potentially eligible for the benefits.
The Standard of Need (SON) is the amount of income an AU must have to meet its basic needs, as established by the state.
The Family Maximum is the maximum amount of cash assistance an AU may receive based on the AU size.
The countable income of the AU is first applied to the GIC and then to the SON for the AU size. If the AU’s income is insufficient to meet its needs, the AU may be eligible for cash assistance, which cannot exceed the family maximum for the AU size.
Refer to Section 1605 Basic Budgeting.
Consideration of Income
Income of the following individuals is considered when determining eligibility:
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AU members
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disqualified individuals
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non-AU members who have financial responsibility for an AU member
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ineligible parents
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Penalized individuals.
Refer to 1605 Basic Budgeting.
Income Source
The source of income must be identified to determine how the income must be treated.
Refer to Types of Income, Chart 1530.1 in this section.
Jointly Received Income
If an AU member receives income jointly with another person or a group of persons, the portion that belongs to the AU member is determined as follows:
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If there is an agreement between the parties that specifies how they will divide the income, this agreement is used to determine the amount that belongs to the AU member.
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If there is no agreement, a pro rata share of the income is calculated to determine the amount that belongs to the AU member.
Income Accessibility
Income is considered in determining eligibility or the benefit amount of an AU only if it is currently accessible to the AU for daily use and the AU has the legal ability to use it.
Bankruptcy
Bankruptcy is a condition in which a debtor, either voluntarily or invoked by a creditor, is judged legally insolvent, and the debtor’s remaining property is administered and distributed to his/her creditors by a bankruptcy court.
Income directed to pay creditors is considered managed income. For information on income managed by the bankruptcy court, refer to Managed Income, Chart 1530.1, in this chapter.
Excluded Income
Income from some sources is excluded and is not considered in determining eligibility or the benefit amount. This income is not considered in the budgeting process and does not have to be verified.
Refer to Types of Income, Chart 1530.1, in this chapter.
Frequency of Receipt of Income
The frequency of the AU’s receipt of income affects how the income is treated in the budgeting process and must be determined.
Sources of Verification
All income must be verified. The following sources of verifications can be used to verify earned income in order of priority:
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Eligibility Income Verification System (EIVS) -includes vendors such as Truv, Experian, Transunion, SteadyIQ, etc.
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Pay stubs.
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Employer’s issued, signed and dated documentation
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Form 809 - Wage Verification Form.
Effective July 1, 2024, consider information received from Truv as verified IF the data has been certified by the customer and does not appear to be questionable. The effective date for Experian, Transunion, and SteadyIQ is November 18, 2024. |
The following sources can be used to verify unearned income:
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Award letter that is not more than 12 months old.
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Written statement received from, but not limited to, Social Security Administration, Office of Child Support Services, Department of labor, etc.
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Copy of the most current check with the stub.
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Form 139 – Contribution Statement.
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Written, signed and dated statement of payer.
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Computer match.
A copy of check without stub is not acceptable verification of income. If the income cannot be verified through an interface or a third-party source, client statement may be accepted as a last resort. The client’s statement of income may be accepted as verification if all other attempts to verify income are unsuccessful, the A/R has cooperated with previous attempts to obtain verification, and the case record documentation verifies that all efforts to obtain a written verification were unsuccessful. |
Employment Income Verification System (EIVS)
The Employment Income Verification System (EIVS) is a standalone component to verify employment income using a pre-defined hierarchy & multiple electronic sources. The EIVS framework provides the ability to:
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Enable/disable existing sources from being triggered within a certain hierarchy path through a configuration update
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Change the order of a source within the hierarchy through a configuration update
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Add additional electronic sources (detailed steps outlined in the subsequent sections)
The Work Number
The Work Number is an automated service that provides access to the employment and wage information contained in the database of the Income and Employment Verification System. This service is provided by TALX Corporation. It is a nationally accessible database that is available to verify accurate and current information of individuals who are employed by the companies or individuals participating in the database.
The Work Number will sunset June 30, 2024, and can no longer be used to verify income. |
Documentation
For each type of income received, the following information must be documented:
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source, including the payer’s name, address, telephone number
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name of the individual(s) receiving income
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date on which new or increased income is first received
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frequency (monthly, weekly, bi-weekly, etc.) of payment
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day of week income is received
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gross amount
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ending date of employment
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date on which terminated income was last received
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source of verification
Basis of the decision that income is not counted because the receipt or amount cannot be anticipated.