Chapter 3 Risk Management and Insurance

This chapter is intended to offer a comprehensive reference of the insurance coverage and/or insurance requirements of Transportation Providers (TPs), Subcontractors of TPs, and all intended users who operate vehicles, including state owned and state leased vehicles, to render services on behalf of the Department of Human Services (DHS), Transportation Services Section (TSS), or the Department of Behavioral Health and Developmental Disabilities (DBHDD). The requirements differ based on the vehicle ownership and organization type. For questions regarding insurance coverage or requirements, the Regional Transportation Office (RTO) should be contacted for clarification.

The information in this manual is meant to be used as a guide only. For the most current information on insurance and risk management, refer to the DHS Risk Management Manual (Manual MAN1430) on the DHS Online Directive Information System (ODIS) at odis.dhs.state.ga.us.